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*Everyone's approved for one of flexible ownership options all you need is a place to live, a source of income, a few references and proof of ID. Options include: (1) layaway. Must have proof of identity; $25 restocking fee applies if layaway is cancelled. (2) Installment credit. Must have proof of identity, proof of income, a local residence and references. Down payment and APR may vary depending on credit history. Not all buyers will qualify for credit. **Build or Improve Your Credit does not apply under the layaway ownership option. See Store Manager for complete details. Consulta con el Gerente de la Tienda para los detalles completos. ***For 90 days same as cash offer, you are required to make your regularly scheduled payments, including interest, from the beginning of the loan transaction. If you pay the total amount due in full within 90 days of the loan date, then any interest you have paid will be discounted from the amount required to pay in full. If you do not pay the total amount due within 90 days, you will owe the full interest amount starting from the date you signed the loan agreement. ****Service included on electronics and appliances while the contract is active. Furniture service coverage is available under manufacturer's warranty; see store for details. *****Serta "2 Free Pillows Offer" valid between February 1, 2010 and March 31, 2010. Offer is only available with a qualified purchase of a Serta Queen or King mattress set. Voucher redeemable for "2 free pillows" provided at time of purchase. Only one submission per household. Models, styles and availability may vary by store.

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