Privacy Policy

Get-It-Now, LLC (the "Company) is committed to the responsible handling of customer information. We gather certain types of information about you in the course of providing our financial products and services so we want to help you understand our policies regarding the collection, use, disclosure, and security of that information. Below you will find answers to several questions regarding the Company's privacy policy:

Information We Collect About You: We collect nonpublic personal information about you from the following sources:

information we receive from you on applications or other forms;
information from documents that you provide in connection with our applications
information about your transactions with us, our affiliates, or other non-affiliated third parties; and
information we receive from consumer reporting agencies

We May Disclose Information as Permitted by Law: As permitted by law, we may disclose all of the information we collect, as described above, to non-affiliated third parties that assist us in effecting, administering and enforcing our transactions, as well as, servicing or processing any of the financial products that you request.

We May Disclose Information to Service Providers: We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreement.

We May Disclose Information to Nonaffiliated Third-Parties: We may disclose nonpublic personal information about you to the following types of third parties:

Financial service providers, such as lenders, brokers, tax refund anticipation loan lenders, check cashers, debit and credit card issuers, payment processors, money transmitters, sellers of money orders, consumer reporting agencies (credit bureaus), or any agents or contractors of the foregoing;
Non-financial companies, such as marketers, parties conducting industry research or surveys, attorneys or any agents or contractors of the foregoing;
Other third parties, such as trade associations, parties to whom loans and/or services agreements are sold or assigned, any other third-party with whom the Company does business, or any agents or contractors of the foregoing.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. Nonaffiliated third-parties may use your information for any legal purpose, including but not limited to, conducting marketing, credit scoring, or transaction history research, improving products and services, or contacting you to discuss or offer products or services that may be of interest to you or for any other marketing purpose.

Your Opt Out Right: If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may sign and print your name on the form below (if you are accessing our privacy policy on our website, you will need to print this page first). Send the signed form to:

Get-It-Now, LLC
ATTN: Marketing Department
5501 Headquarters Drive
Plano, TX 75024

Do not disclose nonpublic personal information about me to nonaffiliated third parties.

Signature

Street Address

Print Name

City/State/Zip Code

Affiliate Sharing for Marketing Purposes: The Company is providing this notice. You may limit our affiliates from marketing their products or services to you based on your personal information that we collect and share with them. This information includes your income, your account history with us, your credit information, and the information we receive from you on applications and other forms. Your choice to limit marketing offers from our affiliates will apply for at least 5 years from when you tell us your choice. Once that period expires, you will receive a renewal notice that will allow you to continue to limit marketing offers from our affiliates for at least another 5 years. If you have already made a choice to limit marketing offers from our affiliates, you do not need to act again until you receive the renewal notice.

To limit marketing offers, contact us by mail. Sign and print your name on the form below (if you are accessing our privacy policy on our website, you will need to print this page first). Send the signed form to:

Get-It-Now, LLC
ATTN: Marketing Department
5501 Headquarters Drive
Plano, TX 75024

Do not allow your affiliates to use my personal information to market to me.

Signature

Street Address

Print Name

City/State/Zip Code

Confidentiality and Security: We restrict access to nonpublic personal information about you to those employees that need to know that information in order to perform their jobs. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Our Right to Contact You: We reserve the right to contact you regarding your account status, for marketing purposes, or for changes to our privacy policy or any other policies or agreements relevant to you and/or your loan.

Our Right to Change This Policy: We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy, by providing you with a revised copy of the privacy policy, or by posting the changes online at our website www.racfinancialservices.com.

Information from Children: The Company's web site is intended for a general audience. The Company does not knowingly collect personal information about children or enter into transactions with children for any purpose whatsoever.